Sample2:06How everyday decisions affect healthcare costs
Where you go, when you go, and what you ask first — the part of the system you actually control. Small choices, hundreds or thousands of dollars.
Healthcare literacy for employees
Teach your team how healthcare actually works.
Most benefits education stops at open enrollment. Ours covers the other eleven months — prescriptions, claims, urgent care, HSAs. Delivered through your LMS or ours, tracked like required training.
SCORM in your LMS or oursCompletion tracked
New content added regularlyWhite-labeled for brokers
Short videos, real questions
See what your employees
would actually watch
The questions employees actually ask — and the ones they don’t know to ask. Answered in two to four minutes, without jargon. Watch a full sample below.
Sample2:06All seven modules, topic by topic. More than half have nothing to do with picking a plan.
01Benefits 101
- PPO vs. HMO vs. EPO vs. POS
- High-deductible plans (HDHP)
- Premiums and deductibles
- Copays and coinsurance
- Out-of-pocket maximums
- In-network vs. out-of-network care
02Choosing Your Plan
- Comparing options side by side
- Matching a plan to the year ahead
- Covering a spouse and dependents
- Qualifying life events
- Common enrollment mistakes
03Using the System
- PCPs and how to choose one
- Specialist referrals
- Telehealth
- Urgent care vs. primary care vs. ER
- Preventive care
- Mental healthcare
- Physical therapy
- Concierge and direct primary care
- Provider quality
- Hospital quality
- Second opinions
- Centers of excellence
04Bills and Appeals
- EOBs and medical bills
- Facility fees
- Surprise billing
- Prior authorization
- Claims and appeals
- Financial assistance and payment plans
05Spending Smarter
- Prescription formularies
- Generic vs. brand vs. specialty
- PBMs
- Manufacturer coupons
- Cash pricing (GoodRx-type)
- Mail-order pharmacies
- Imaging, lab and site-of-care pricing
- Price-transparency tools
06Tax-Advantaged Accounts
- HSA vs. FSA
- HRAs
- Dependent care FSAs
- What is eligible and what is not
- Your HSA as a retirement account
07Beyond Medical
- Dental and vision
- Disability
- Life insurance
- 401(k) basics
- Voluntary benefits
The data is clear
Healthcare education saves money and improves employee satisfaction
Employers spend millions on benefits and communicate them once a year, in a PDF nobody opens. Employees pick the wrong plan, skip preventive care, use the emergency room for a sore throat, and leave tax-advantaged money on the table.
What understanding delivers
15% / 60%
Higher health literacy is associated with 15% lower healthcare spend — and 60% lower emergency room spend.
Yale / UnitedHealthcare
70% vs 18%
Benefits satisfaction among employees with very high versus no understanding of their insurance benefits.
LIMRA
What confusion costs
24%
of premium spend wasted on plans employees should never have chosen.
Bhargava, Loewenstein & Sydnor, Quarterly Journal of Economics, 2017
~50%
Higher office-visit and ER costs for low-literacy patients than for patients who understand the system.
University of Kansas School of Pharmacy, with UT Tyler and Children's Mercy
12×
the cost of treating a sore throat in the ER versus a doctor's office — $2,032 against $167.
UnitedHealth Group analysis of employer health plan claims
12%
of U.S. adults have proficient health literacy.
AHRQ
A curriculum, not a video dump
Seven modules, designed to be taken in order or one at a time when a question comes up. Most of it applies long after open enrollment closes. New topics added continuously.
7 modules · 2–4 min per topic · always growing
- 01
Benefits 101
HMO, PPO, EPO, POS, HDHP — and the four numbers that decide what you actually pay.
- 02
Choosing Your Plan
How to compare options, what actually matters, and the mistakes people make every year.
- 03Highest impact
Using the System
Where to go, who to see, and how to tell good care from expensive care.
- 04
Bills and Appeals
What the paperwork means, what to do when a claim goes wrong, and what to do when you can't pay.
- 05
Spending Smarter
Prescription savings and price shopping — the two habits that move the most money.
- 06
Tax-Advantaged Accounts
HSA, FSA, HRA, dependent care — and what each one actually covers.
- 07
Beyond Medical
The benefits nobody explains: the ones employees quietly ignore every year.
Your LMS, or ours
In your LMS.
SCORM packages drop straight into the system you already use. Assign, track, and report alongside your existing required training.
On our platform.
A site for your employees. No IT project, no integration work.
Anywhere else.
Embed in your benefits guide, intranet, or enrollment portal. Share by email, text, or QR code.
Formats
SCORM 1.2SCORM 2004xAPI
Integrations
Works with the systems you already run
Sync your roster from your HRIS, deliver the library through your LMS, and let completion data flow back — no new system for anyone to learn.
Running something else? SCORM 1.2, SCORM 2004, and xAPI packages work in nearly any LMS — ask us about your stack.
Assign it. Track it.
Prove it worked.
Make it required or optional. See completion by employee, team, and location. See which videos hold attention and where people drop off. Walk into your next leadership meeting with a number instead of a hunch.
Simba collects completion data only. No health information, no personal data, nothing that creates a HIPAA obligation.
Benefits 101 · Fall assignmentDue Oct 31
Completion
78%
Assigned
1,240
Avg. watched
86%
By department
Operations91%
Engineering74%
Field service52%
Retail38%
For HR and benefit teams
Something concrete to show for the largest line item in your budget after payroll.
Fewer repeat questions at open enrollment. Better plan selection and better utilization. Completion data you can put in front of leadership.
For brokers and benefit consultants
Something to bring to renewals that isn’t another spreadsheet.
Year-round value between enrollment cycles, white-labeled as yours, with one dashboard across your entire book of business.
White-labeled as yours.
Full white-label or co-branded per client — your logo on the platform and inside the videos.
One dashboard, whole book.
Completion across every client you've placed, with per-client views underneath.
A reason to call in March.
Something to bring between enrollment cycles, not just at renewal.
Can we white-label it as our own?
Yes. Full white-label or co-branded, decided per client — your logo on the platform and inside the videos.
Can we see completion across our whole book?
Yes. One dashboard across every client you've placed, with per-client views underneath.
How does the commercial arrangement work?
It depends on how you want to use it, so we’d rather talk than post a rate card. Request a demo, pick “Broker / Consultant” as your role, and we’ll walk through the options on the call.
Want the broker walkthrough? Request a demo and pick “Broker / Consultant” as your role.
How it works
- 01
A short call
We walk you through the library and where your employees tend to get stuck.
- 02
We set it up
SCORM packaged for your LMS, or hosted by us. You pick what's required and what's optional.
- 03
Launch and track
Assign it, and watch completion come in from day one.
Enterprise
Need it built around your specific plans?
The standard library is complete on its own, and it’s what nearly every customer runs. For large employers who want their own version, we rebuild it around your plan names, carrier, numbers and enrollment dates — and produce custom modules on request.
Turnaround: 3–4 weeksRefresh: every plan yearYou review before anything shipsEnterprise plans only
Helping employees make
smarter healthcare decisions.
Why we built this
At our last company, every one of our roughly 300 employees had to complete training on phishing, data privacy, and harassment prevention. Required, tracked, no exceptions.
For healthcare — the single largest line item in our budget after payroll — nothing. Not required, not optional. It didn’t exist.
We watched capable people pick the wrong plan, skip care they had already paid for, and get blindsided by bills they had no way to anticipate. Not because they weren’t smart. Because nobody had ever taught them how any of it works.
That’s the gap Simba fills.
Questions we get
How long are the videos?
Most run two to four minutes. A module can be taken in one sitting or spread across several.
Is this only useful at open enrollment?
No. Most of the library has nothing to do with choosing a plan — it covers using the system, handling bills, and cutting prescription costs, which employees hit all year.
Can we deliver this through our own LMS?
Yes. We ship SCORM packages that drop into Workday Learning, Cornerstone, Docebo, and most other systems. If you'd rather not touch your LMS, we'll host the library for you.
Can it be customized to our plans?
The standard library covers the plan types and decisions every employer shares, and it's what nearly every customer runs. For large employers, we also rebuild it around your specific offerings and produce custom modules — that's an Enterprise engagement. Tell us what you offer and we'll scope it.
How long does implementation take?
As little as a week for our standard library. Four to eight weeks for an Enterprise build.
When during the year should we launch?
Any time. Many customers launch ahead of open enrollment and then assign the rest of the library through the year; others start mid-year with the modules their employees ask about most.
Are the videos captioned?
Yes. Every video ships with closed captions.
How often is content updated?
New videos are added to the library monthly, and existing ones are revised as regulations change. Enterprise libraries are rebuilt every plan year, so plan names, deductibles, and enrollment dates stay current.
Do you collect employee health data?
No. We collect completion data only — who watched what, and how far they got.
Can employees watch on their phones?
If your LMS supports mobile playback, employees can watch on their phones.
Can we make it required?
Yes. Assign it like any other required training, with completion tracking to match.
Get a demo today
A 15-minute walkthrough of the full library — what’s in it, how it deploys into your LMS, and what your employees would actually see. Get all of your questions answered.
Not ready for a call? Email us at info@simbahealth.com →